Energy.gov

Cullman Electric Cooperative, a Touchstone Electric Cooperative, has two loan programs. One is the [http://www.cullmanec.com/default.aspx?id=144 Energy Conservation Loan Program], which provides members a loan for insulation or storm windows. Maximum loan is $2,000, payable up to 60 months at a rate of 11%. A list of approved contractors is provided on the web site.

Cullman also helps finance electric heat pumps through the [http://www.cullmanec.com/default.aspx?id=135 Heat Pump Loan Program.] The current interest rate is 8% and monthly payments are billed through the electric bill. Contact Cullman for loan amounts. A $50 application/filing fee and a copy of property description are required. See the program web site listed above for other information regarding this program.